NPS History

In 2008...

NPS was launched when company founder, Richard Calmas, had an idea about how to help more people obtain the benefits of good credit even when theirs was less than perfect.

While paying bills online, Calmas realized that automated payment options were not being offered to millions of Americans with credit scores below 680; the same group that would be charged higher security deposits based on credit in order to obtain an apartment lease. Calmas knew that prospective renters needed a better way to rise above a low credit score in order to increase their odds of moving into the apartment of their dreams while, at the same time, property companies needed a more assured way of knowing that a prospective renter would pay reliably.

Creating a win-win for all involved, Calmas outlined the framework that today drives the proprietary NPS Rent Assurance payroll direct deposit platform.

In 2011...

Richard A. Levitan joined NPS as company president, adding his 20-plus years of extensive experience in development and management of distribution partnerships in the financial services industry. Levitan leads the way in forging partnership programs for NPS that expand the company's client base and develop resources to bring to market for ancillary non-rent related income.

In 2013...

MBNA America veteran, Katie Schultz joined the management team as Vice President of Client Services. Company co-founder, Ellen Calmas, a 25 year marketing communications professional, rounds out the management team at Executive Vice President of Marketing.

Today...

NPS today is a lean and energetic company offering services across the U.S. to leading property companies of varying portfolios with consistent goals for on-time renter performance and improved NOI. We are a company dedicated to bringing new innovations in client and customer service that focus on performance relative to credit and payment reliability. We are here to make a mark in multifamily.


  Download NPS reports on industry trends and innovations for improved payment performance from residents approved conditionally based on credit.

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